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Service Charges |
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Disclosure of Charges levied by Bank to its Customers as on April 1st , 2022 |
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Sl No |
Particulars |
Charges in INR |
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1 Savings Bank Accounts and Current Accounts |
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A |
Issue of Cheque Book for SB Account |
₹ 1.00 Per Leaf For Sr Citizens up to 40 free cheque leaves per FY |
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Issue of Cheque Book for Current / OD Account |
Rs 1.00 Per Leaf |
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B
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Half yearly Folio Charges on Current account/ OD Account
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AverageCredit Balance of ----
Note: A Each Folio is 50 Entries B Folio Price is ₹ 75.00 + GST per folio
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C |
Incidental Charges for Cheque Return |
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For Up to ₹ 9999.00 |
₹ 60 Per Cheque + GST |
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For Up to ₹ 10000.00 & above |
₹ 180 Per Cheque + GST |
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D |
Incidental Charges for ECS return |
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For SB Account |
₹ 90.00 + GST Per Cheque |
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For Current Account/ OD Account |
₹ 120 .00 + GST per Cheque |
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E |
For Issue of Duplicate Pass book |
SB Account: ₹ 60.00 + GST / Current Account: ₹ 120.00 + GST |
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F |
Computer Pass sheets |
SB Account: ₹ 25.00 + GST / Current Account: ₹ 50 + GST |
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G |
Account Closure Charges
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Non Maintenance of Minimum Balance |
SB Account: ₹ 30.00 + GST / Current Account: ₹ 60 + GST |
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Charges for Inoperative accounts |
₹ 60.00 + GST for half yearly |
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For Closure of SB Accounts within one year |
₹ 120.00 + GST |
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For Closure of SB Accounts after one year |
₹ 60.00 + GST |
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For Closure of CA Accounts within one year |
₹ 240.00 + GST |
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For Closure of CA Accounts after one year |
₹ 120.00 + GST |
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H |
Stop Payment Charges for Cheques |
₹ 60 + GST per leaf |
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Standing Instructions to other banks & institutions |
₹ 60 + GST + Postage charges |
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2 |
Loans & Advances |
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A |
Loan application Charges |
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Personal Loan Application |
₹ 25.00 + GST |
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Vehicle Loan (Two/ Four Wheeler/ Commercial Vehicle )Application |
₹ 25.00 + GST |
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Immovable Property Loan Application |
₹ 120.00 + GST |
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MSME/ OD/ Business/ Transport/ Housing/ Professional Loan |
₹ 120.00 + GST |
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Cash Credit Loan Application |
₹ 120.00 + GST |
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Gold Loan Application |
Variable Charges - Appraisal Charges + Bank Charges + Stamp duty
Please contact Branch manager for details. |
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B |
IP Loan Investigation Charges |
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Up-to ₹ 2.00 Lakhs |
₹ 2400.00 incl GST |
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For ₹ 2.00 Lakhs to ₹ 3 Lakhs |
₹ 3000.00 incl GST |
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₹ 3.00 Lakhs to ₹ 5.00 Lakhs |
₹ 3600.00 Incl GST |
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₹ 5.00 to ₹ 10.00 Lakhs |
₹ 6000.00 incl GST |
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₹ 10.00 to ₹ 25.00 Lakhs |
₹ 7400.00 incl GST |
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₹ 25.00 Lakhs to ₹ 50 Lakhs |
₹ 9600.00 incl GST |
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₹ 50 Lakhs & Above |
₹ 12000.00 incl GST |
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Valuation/ Revaluation |
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₹ 5.00 Lakhs to ₹ 25.00 Lakhs |
₹ 1800 + GST |
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₹ 25.00 Lakhs to ₹ 100.00 Lakhs |
₹ 3600 + GST |
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₹ 100.00 Lakhs to ₹ 500.00 Lakhs |
₹ 5400 + GST |
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₹ 500 Lakhs & above |
₹ 8400.00 + GST |
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Issue of Interest Certificate |
Free of charges |
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C |
Charges applicable on loan after Sanction |
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IP Loan & all other Loans |
1% of the Sanctioned amount |
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O.D &Cash Credit |
0.5% of the sanctioned loan amount/ Split Charges |
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Un Secured Loans |
1.00% of the sanctioned loan amount |
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Notice Issued to Defaulters/ Recovery Charges |
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Notice |
₹ 50.00 incl GST |
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Telephone/ Mobile Calls |
₹ 25.00 incl GST |
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Registered Notice |
₹ 150.00 incl GST |
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Recovery Staff |
₹ 150.00 incl GST |
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Recovery Squad |
₹ 200.00 incl GST |
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Manager Visit |
₹ 350.00 incl GST |
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Sale Officer Visit |
₹ 600.00 incl GST |
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Other Loan Charges |
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Insurance on Loan for 10 years |
As per Uni-Home Care charges applicable |
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Membership Accounts |
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Membership Form |
₹ 25.00 + GST |
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Admission Fee |
₹ 50.00 +GST |
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Nominal Membership Form |
₹ 25.00 + GST |
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Nominal membership Fee |
₹ 70.00 +GST |
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Share Fee |
5% of Share Amount + GST |
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Membership welfare Fund |
₹ 50.00 |
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Pay order & DD Commission |
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Upto ₹ 1000.00 |
₹.30 +GST |
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₹ 1001 to ₹ 5000.00 |
₹ 35 +GST |
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₹ 5001 to ₹ 10000.00 |
₹ 42 +GST |
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₹ 10001 upto ₹ 1.00 Lakh |
₹ 400.00 +GST |
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₹ 1.00 Lakh upto ₹ 10.00 Lakhs |
₹ 600.00 + GST |
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Above ₹ 10.00 Lakhs |
Flat charge of ₹ 1000.00 +GST |
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Duplicate DD/PO |
Upto 1.00 Lakh -₹ 50.00 +GST, Above ₹ 1.00 Lakh – ₹ 100.00+GST |
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Pay-Order/DD Cancellation charges |
₹ 60 +GST |
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Revalidation |
₹.25.00 +GST |
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RTGS/ NEFT CHARGES |
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Upto ₹ 10,000.00 |
₹. 5.00 +GST |
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Above ₹ 1,00,00.00 and Upto ₹ 2,00,000.00 |
₹. 10.00 +GST |
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Above ₹ 2,00,000.00 and Upto ₹ 5,00,000.00 |
₹. 20.00 +GST |
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Above ₹ 5,00,000.00 |
₹. 40.00 +GST |
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LOCKER CHARGES ( Application Fees – Free) |
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1 |
SMALL LOCKER |
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4.5 X6x18 |
₹. 750.00+GST |
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5x7x19 |
₹ 1000+GST |
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6x8x19 |
₹ 1000 +GST |
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6.2x8.2x19 |
₹ 1000 +GST |
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7x9.5x21 |
₹ 1500.00 +GST |
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5x14x19 |
₹ 1500.00 +GST |
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8x11x19 |
₹ 1500.00 +GST |
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6.2x16.2x19 |
₹ 1500.00 +GST |
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12.5x9x19 |
₹ 1500.00 +GST |
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Medium Locke₹ |
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10.5x13x21 |
₹ 2000.00+GST |
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7x20x21 |
₹ 2000.00+GST |
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12x14x19 |
₹ 2500.00+GST |
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8x22x19 |
₹. 2500.00+GST |
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Big Lockers |
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12x16x21 |
₹ 3000.00 +GST |
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12.5x16.5x19 |
₹ 3000.00 +GST |
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15x20x21 |
₹ 3500.00 +GST |
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17x22x19 |
₹ 3500.00+GST |
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RUPAY DEBIT CARD CHARGES |
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Standard Ru-pay Debit Card |
FREE |
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Rupay Debit Card ( With Customer Name) |
₹ 200.00 + GST |
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ATM Transaction Charges |
Monthly free upto 5 Transactions in any bank ATM within INDIA
Financial transaction- , ₹ 20.00 +GST per transaction Non-Financial Transactions – ₹ 7.00 +GST per transaction |
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Other Charges: |
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SMS Charges |
₹ 25.00 +GST ( Annually) |
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Inoperative Accounts |
₹. 60.00 + GST ( Half Yearly) |