| Sl. No. | Particulars | Limit | Interest Rate |
|---|---|---|---|
| 01 | Housing Loan House Purchase, House Construction, Extension, Renovation, Clear Debts raised for Construction or Purchase |
Maximum ₹.140.00 Lakhs 1. Upto ₹.70.00 lakhs 2. Above ₹.70.00 lakhs |
9.25% 9.90% |
| 02 | Site Purchase BDA/KHB/Co-operative Socieities (Approved By BDA First Allottee) & General | 75% of the Guideline value or As per eligibility - 180 Months | 11.00% |
| 03 | Mortgage Loan Against Security of Property |
1. Upto ₹.50.00 lakhs - 120 months 2. Above ₹.50.00 lakhs - 120 months |
12.50% 13.50% |
| 04 | Business Development 1. Term Loan - Business 2. MSME's/SME Term loan & other Priority Sector |
As per Eligibility - 120 months |
11.50% 11.50% |
| 05 | Education Loans (Secured) 1. Studies within India 2. Abroad (Outside India) |
Maximum ₹.20.00 lakhs - 60 months Maximum ₹.30.00 lakhs - 60 months (Excluding course period + 3/6 months moratorium period) |
11.50% |
| 06 | Vehicle Loan 1. Transport operators 2. Two Wheelers / Four Wheelers (Own use) 3.Used Vehicles (old whether Two/Four wheeler, less than 3 years) |
80% of Cost of Vehicle - 60 Months 80% of Cost of Vehicle - 36/60 Months (Collateral security: If required) 50% of the Value -36/48 Months |
11.00% 11.00% 12.00% |
| 07 | MMP Loans | 75% of Face Value - 60 Months |
13.00% |
| 08 | Government Securities Loans:NSC, KVP & LIC Policies | 75% of Face Value/Surrender Value Maximum ₹.5.00 lakhs - 12 Months | 10.00% |
| 09 | Professional & Self Employment Loan | As per Eligibility – 60 Months | 10.50% |
| 10 | Cash Credit Loan | 75% of the Project – 12 months |
11.50% |
| 11 | Personal Loan |
Maximum ₹.5.00 Lakhs - 60 Months |
12.00% & 17.00% |
| 12 | Gold Loan |
Bullet Payment upto ₹.2.50 lakhs - 12 Months EMI System upto ₹.20.00 lakhs – 36 Months |
9.25% 9.25% |